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20 Wheelock St Oxford — Photo 1 of 37

20 Wheelock St Oxford — Photo 1 of 37

$429,900

Investment Analysis — 20 Wheelock St

Oxford, MA 01540

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01540 carries an estimated $2,080/mo in gross rent — about a 3.46% cap rate and $14,856/yr in estimated NOI at the $429,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2

SqFt

1,443

Style

Single Family

Built

1910

Discover a charming lifestyle at 20 Wheelock Street. This single-family residence is in great condition, offering an attractive blend of classic appeal and modern comfort. The partially renovated kitchen is thoughtfully equipped with stainless steel appliances, including a convenient built-in microwave, making daily routines a pleasure. Relax and rejuvenate in a well-appointed fully tiled bathroom featuring a walk-in shower with multiple shower heads, providing a spa-like experience. One of the three inviting bedrooms offers the luxury of a walk-in closet and elegant hardwood flooring, creating a comfortable and stylish personal retreat. This property also includes a welcoming porch, perfect for enjoying the outdoors, and a single-car oversized garage for convenience and additional storage. The home is conveniently located close to downtown Oxford and all major routes and amenities. To truly appreciate the thoughtful details and living experience this property offers, we invite you to schedule a private viewing or to attend an open house.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 722 sq ft (the lesser of 900 sq ft or half the 1,443 sq ft principal dwelling). Lot size: 13,500 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$429,900
Annual Taxes$4,114

Parking

Garage1
Off-Street4

Interior Specifications

Total Rooms6
FireplacesNone
FlooringTile, Vinyl, Hardwood
BasementFull

Climate & Utilities

HeatingSteam, Oil
CoolingDuctless
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningR3

Property & Lot

Acres0.31
SqFt Lot13,500
Lot Features--

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

13 x 13.333333333

Flooring - Hardwood

Dining Room
Lvl First

13.833333333 x 13.5

Flooring - Hardwood

Kitchen
Lvl First

19 x 13

Ceiling Fan(s), Flooring - Vinyl, Remodeled, Stainless Steel Appliances

Primary Bedroom
Lvl Second

13.25 x 13.416666666

Flooring - Hardwood

Bedroom 2
Lvl Second

11.916666666 x 13.416666666

Bedroom 3
Lvl Second

12.833333333 x 13.333333333

Flooring - Hardwood

Bathroom 1
Lvl First

7.416666666 x 5.666666666

Flooring - Stone/Ceramic Tile, Remodeled

Bathroom 2
Lvl Second

9.25 x 5.25

Flooring - Vinyl

Listing Provided By

Listing Agent: The Riel Estate Team

Listing Office: Keller Williams Pinnacle Central

MLS® Number: 73579088