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2 Days on market
20 Tidd Street Swampscott — Photo 1 of 41

20 Tidd Street Swampscott — Photo 1 of 41

$1,250,000

Investment Analysis — 20 Tidd Street

Swampscott, MA 01907

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01907 carries an estimated $4,090/mo in gross rent — about a 2.18% cap rate and $27,312/yr in estimated NOI at the $1,250,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

2,568

Style

Single Family

Built

1970

Nestled in a serene setting with mature gardens, this unique home offers exceptional space and outdoor living. Welcome to this spacious and versatile two-family home, offering an ideal combination of comfortable living, work-from-home flexibility, and abundant outdoor space. Perfect for an extended family, multi-generational living, an owner seeking additional rental or guest accommodations, a landscaper needing vehicle accommodations or an air bnb. The main house offers a country kitchen with fireplace and sliding doors to a deck, formal dining room, living room and half bath on the first floor, four bedrooms and two full baths on the second level. The lower level features a open concept living area with fireplace, bathroom , kitchen and oversized bedroom. Additionally, off the first floor back hall is an in-home office with kitchenette and full bath. The lower level offers another in-home office with kitchenette and full bath. The lower level is handicap accessible. An oversized two- car garage with work area and huge lofted space for storage are off the back hall where a laundry room is included. One of the property's standout features is the abundance of of outdoor space. The expansive multi-level grounds offer endless possibilities for gardening, entertaining, outdoor dining, recreation or simply enjoying a peaceful private retreat. Parking is never a concern with two driveways with space for 8-10 cars, making this property especially attractive for large families, gatherings or those who need ample off-street parking. Owned by the same family and being on the market for the first time, this is a rare opportunity to own a property that combines multiple living spaces, work-from-home options, tremendous parking and an impressive amount of outdoor space - all in one home. Conveniently located close to the train, high school, Vinnin Square and close access to major highways,

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,568 sq ft principal dwelling). Lot size: 13,016 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,250,000
Annual Taxes$9,989

Parking

Garage2
Off-Street12

Interior Specifications

Total Rooms7
Fireplaces2
FlooringCarpet, Laminate, Stone / Slate, Other, Flooring - Wall to Wall Carpet
BasementFull, Finished, Walk-Out Access, Interior Entry, Radon Remediation System

Climate & Utilities

HeatingNatural Gas
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
RoofShingle
FoundationConcrete Perimeter
ZoningA3

Property & Lot

Acres0.3
SqFt Lot13,016
Lot FeaturesCorner Lot, Wooded, Level

Amenities & Appliances

Gas Water Heater

Neighborhood

Public Transportation • Shopping • Tennis Court(s) • Park • Walk/Jog Trails • Golf

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenOfficeFamily RoomBathroom 1
Basement
Bedroom 5
Living Room
Lvl First

Flooring - Wall to Wall Carpet

Dining Room
Lvl First

Flooring - Stone/Ceramic Tile

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Dining Area, Country Kitchen, Open Floorplan, Slider

Office
Lvl First

Bathroom - Full, Closet, Dining Area

Family Room
Lvl First

Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Deck - Exterior, Slider

Primary Bedroom
Lvl Second

Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bedroom 4
Lvl Second

Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet

Bedroom 5
Lvl Basement

Flooring - Wall to Wall Carpet

Bathroom 1
Lvl First

Bathroom - Half

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - With Shower Stall

Bathroom 3
Lvl Second

Bathroom - Full, Flooring - Stone/Ceramic Tile

Property History

Listed
$1,250,000

Sep 18, 2026

MLS® 73579663

Listed
$1,250,000

Sep 1, 2026

MLS® 73570701

Sold
$1,600

Jul 25, 2025

MLS® 73403311

Sold
$1,450

Jul 24, 2025

MLS® 73407715

Listed
$1,450

Jul 22, 2025

MLS® 73407715

Listed
$1,600

Jul 11, 2025

MLS® 73403311

Terminated
$4,500

Jul 11, 2025

MLS® 73373129

Listed
$4,500

May 12, 2025

MLS® 73373129

Expired
$2,300

Apr 14, 2010

MLS® 71018950

Listed
$2,300

Jan 14, 2010

MLS® 71018950

Listing Provided By

Listing Agent: Debra Goldberg

Listing Office: William Raveis R.E. & Home Services

MLS® Number: 73579663