57 Ruskin St Chicopee — Photo 1 of 27
$344,900
Investment Analysis — 57 Ruskin St
Chicopee, MA 01020
Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 5-bedroom in 01020 carries an estimated $2,290/mo in gross rent — about a 4.91% cap rate and $16,930/yr in estimated NOI at the $344,900 list price. Adjust every assumption in the calculator below.
Beds
5
Baths
3
SqFt
1,295
Style
Single Family
Built
1910
Discover the endless possibilities of this spacious, oversized Cape, perfectly blending scenic nature views and nearby trail access with the everyday convenience of quick highway access, shopping, and dining. The main level features a bright and generous living room alongside a large eat-in kitchen, where sliding doors open seamlessly to a wood deck and a flat, partially fenced backyard—ideal for outdoor enjoyment. This level also hosts the primary bedroom, a full bathroom, and a convenient laundry area. Upstairs, you will find four additional bedrooms a second full bathroom offering plenty of space for family or guests, while the partially finished basement provides two versatile bonus rooms and a full bathroom.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 648 sq ft (the lesser of 900 sq ft or half the 1,295 sq ft principal dwelling). Lot size: 6,290 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Interior Specifications
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Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Microwave • Refrigerator
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Public Transportation • Medical Facility
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Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstFamily Room
Lvl BasementPrimary Bedroom
Lvl FirstBedroom 2
Lvl SecondBedroom 3
Lvl SecondBedroom 4
Lvl SecondBedroom 5
Lvl SecondBathroom 1
Lvl FirstBathroom 2
Lvl SecondBathroom 3
Lvl BasementListing Agent: Yelfry Torres
Listing Office: Century 21 AllPoints Realty
MLS® Number: 73579745
