45 West Fourth Lowell — Photo 1 of 16
Recent Drop: $30,000
$429,900
Investment Analysis — 45 West Fourth
Lowell, MA 01850
Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 2-bedroom in 01850 carries an estimated $2,170/mo in gross rent — about a 3.71% cap rate and $15,953/yr in estimated NOI at the $429,900 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
1,058
Style
Single Family
Built
1880
Renovated, lead free, offers a unique opportunity for those seeking a blend of classic character with hardwood floors. The open kitchen is thoughtfully designed around a functional peninsula with granites providing an efficient layout for culinary pursuits and informal dining. Bay window in the living room. The full bathroom is appointed with a double vanity, enhancing both utility and aesthetic appeal for daily routines. Complementing the interior, the property features a private yard, offering an exclusive outdoor retreat for relaxation or recreation. This meticulously presented residence stands as an exceptional offering, inviting discerning buyers to experience its distinctive charm firsthand. On the 1st floor: family room, office, play room or a 3rd bedroom.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 529 sq ft (the lesser of 900 sq ft or half the 1,058 sq ft principal dwelling). Lot size: 4,356 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater
Neighborhood
Public Transportation • Shopping • Golf • Medical Facility • Laundromat
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstCloset, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Cable Hookup
Dining Room
Lvl FirstKitchen
Lvl FirstCountertops - Stone/Granite/Solid, Cabinets - Upgraded, Cable Hookup
Primary Bedroom
Lvl SecondWalk-In Closet(s)
Bedroom 2
Lvl FirstBedroom 3
Lvl SecondProperty History
$429,900
Was $449,900
Jun 11, 2026
MLS® 73477085
$449,900
Was $459,900
May 23, 2026
MLS® 73477085
$459,900
Feb 13, 2026
MLS® 73477085
Listing Agent: Bill Kafkas
Listing Office: Bill Kafkas RE
MLS® Number: 73477085
