4 Ralph St Medford — Photo 1 of 42
$699,900
Investment Analysis — 4 Ralph St
Medford, MA 02155
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 02155 carries an estimated $3,900/mo in gross rent — about a 4.36% cap rate and $30,493/yr in estimated NOI at the $699,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
1,386
Style
Single Family
Built
1953
More space than meets the eye at 4 Ralph St. Located in Medford’s residential Fulton Heights neighborhood, this thoughtfully updated two-level home offers a flexible layout with comfortable indoor and outdoor living spaces. The upper level features an open kitchen and living area filled with natural light, hardwood floors, two-tone cabinetry, stainless steel appliances, two bedrooms, and a full bathroom. A newly installed heat pump system provides efficient heating and cooling on this level for year-round comfort. The grade-level lower floor has its own private entrance and offers even more versatile living space, including an additional bedroom, full bathroom, living area, wet bar, and washer/dryer—ideal for guests, a home office, recreation space, or extended living. Outside, enjoy a patio, yard, shed, and outdoor pizza oven—perfect for entertaining and enjoying warmer months. The expansive lot may also offer potential for an ADU, subject to applicable approvals. Two off-street parking spaces complete the property. All of this is within walking distance of Carr Park, with convenient access to local shops, dining, and major routes. A flexible, move-in-ready home offering more space and possibilities than you might expect.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 693 sq ft (the lesser of 900 sq ft or half the 1,386 sq ft principal dwelling). Lot size: 6,630 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Listing Agent: Mccaul & Mounsif Real Estate Group
Listing Office: McCaul & Mounsif Real Estate Group LLC
MLS® Number: 73577676
