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36 Cross St Topsfield — Photo 1 of 42

36 Cross St Topsfield — Photo 1 of 42

$1,525,000

Investment Analysis — 36 Cross St

Topsfield, MA 01983

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01983 carries an estimated $3,390/mo in gross rent — about a 0.98% cap rate and $14,935/yr in estimated NOI at the $1,525,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

3,100

Style

Single Family

Built

1915

Set gracefully across from the rolling hills of historic Meredith Farm, this beautifully maintained 3,100-square-foot, 4-bedroom, 3-bath Dutch Gambrel offers an exceptional Topsfield setting on a quiet corner lot with mature plantings and picturesque grounds. When you arrive, the home’s rich wood accents, hardwood floors, beamed ceilings, fireplaces, and inviting flow create a warm and welcoming sense of place. Start the day with coffee on the deck watching the sunrise over the fields, spend a tranquil sunny afternoon lounging by the in-ground pool, then stroll up Cross Street to take in a sunset or moonrise over the gently rolling hills. This private sanctuary offers an enviable blend of comfort, beauty, and convenience. The thoughtfully designed interior includes generously sized living and dining rooms, an expansive family room, office, and multiple spaces for gathering and entertaining. The kitchen features high-end stainless-steel appliances, granite countertops, real wood cabinetry, breakfast bar for two, and a dedicated dining area. The oversized formal dining room accommodates extended gatherings and includes a wood-burning fireplace and built-in corner seating and storage. The inviting living room features a wood-paneled mantel and fireplace, built-in bookshelves, and abundant windows. Flowing directly from the rich wood side-entry, the oversized family room opens to the deck, seamlessly extending the living space outdoors during warmer months. Upstairs, four bedrooms, a full bath with laundry, and an office provide flexible living space. The spacious primary suite offers a private wing with an en-suite bath, walk-in shower with dual shower heads, wood-burning fireplace, and abundant closet storage. Outside, enjoy the views, deck, pool, patio, detached garage, ample parking, and generous storage. Located in the desirable Masconomet School District, this remarkable property is close to downtown Topsfield with convenient access to Routes 1 and 95. A rare opportunity to experience privacy, timeless character, and the beauty of historic Topsfield!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,100 sq ft principal dwelling). Lot size: 87,120 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$1,525,000
Annual Taxes$15,982

Parking

Garage2
Off-Street7

Interior Specifications

Total Rooms9
Fireplaces3
FlooringTile, Hardwood, Flooring - Hardwood
BasementNone

Climate & Utilities

HeatingBaseboard, Natural Gas
CoolingWindow Unit(s)
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
ZoningORA

Property & Lot

Acres2
SqFt Lot87,120
Lot FeaturesCorner Lot, Easements, Cleared, Gentle Sloping

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Freezer • Washer • Dryer

Neighborhood

Shopping • Tennis Court(s) • Park • Walk/Jog Trails • Stable(s) • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Second
OfficePrimary BedroomBedroom 2Bedroom 3Bathroom 2Bathroom 3
First
Bedroom 4Bathroom 1
Main,First
Living RoomDining RoomKitchenFamily Room
Living Room
Lvl Main,First

30 x 14

Beamed Ceilings, Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Sconce, Decorative Molding

Dining Room
Lvl Main,First

24 x 12

Flooring - Hardwood, Lighting - Sconce, Lighting - Overhead

Kitchen
Lvl Main,First

15 x 25

Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Overhead

Office
Lvl Second

11 x 10

Flooring - Hardwood

Family Room
Lvl Main,First

30 x 11

Flooring - Hardwood, French Doors, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Lighting - Sconce, Crown Molding

Primary Bedroom
Lvl Second

25 x 24

Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood

Bedroom 2
Lvl Second

13 x 11

Bedroom 3
Lvl Second

11 x 11

Flooring - Hardwood

Bedroom 4
Lvl First

11 x 9

Flooring - Hardwood

Bathroom 1
Lvl First

7 x 3

Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Bathroom 2
Lvl Second

14 x 8

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Bathroom 3
Lvl Second

10.5 x 7

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup

Listing Provided By

Listing Agent: Barry Mitchell

Listing Office: Coldwell Banker Realty

MLS® Number: 73577206