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34 Fernwood Ave Haverhill — Photo 1 of 36

34 Fernwood Ave Haverhill — Photo 1 of 36

$689,900

Investment Analysis — 34 Fernwood Ave

Haverhill, MA 01835 — Bradford

Based on HUD Small Area Fair Market Rent for Lawrence, MA-NH HUD Metro FMR Area, a 3-bedroom in 01835 carries an estimated $2,690/mo in gross rent — about a 2.66% cap rate and $18,363/yr in estimated NOI at the $689,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

2,356

Style

Single Family

Built

1905

Opportunity to own in this highly desirable Bradford neighborhood! This beautiful 3-bedroom, 1.5-bath Colonial offers a wonderful combination of character, space, and modern updates. The bright and spacious first floor features a formal living room with hardwood floors and French doors, a remodeled kitchen with stainless steel appliances, a half bath, formal dining room with fireplace, and a large open-concept sunken family room with a coal stove and direct access to the back deck overlooking the spacious backyard. The second floor offers a VERY large primary bedroom featuring cathedral ceilings, exposed beams, skylights, and a walk-in closet plus two additional bedrooms, and a full bath with laundry. Enjoy your morning coffee on the welcoming front porch. Additional features include an oversized detached garage and plenty of off-street parking. Conveniently located near major routes, the MBTA commuter line, Hunking School K-8, Bradford Common, shopping, restaurants, and the Bradford Rail Trail. A great opportunity to make this spacious Bradford Colonial your new home! ** Open house Saturday 9-19 from 11-1***

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,356 sq ft principal dwelling). Lot size: 9,971 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$689,900
Annual Taxes$6,170

Parking

Garage1
Off-Street3

Interior Specifications

Total Rooms6
Fireplaces1
FlooringWood, Vinyl, Carpet
BasementFull, Bulkhead, Concrete, Unfinished

Climate & Utilities

HeatingForced Air, Natural Gas, Other
CoolingWindow Unit(s), Wall Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningRes

Property & Lot

Acres0.23
SqFt Lot9,971
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3
First
Living RoomFamily Room
Main,First
Dining RoomKitchen
Living Room
Lvl First

Flooring - Hardwood, French Doors, Crown Molding, Vestibule

Dining Room
Lvl Main,First

Flooring - Stone/Ceramic Tile, Lighting - Overhead, Crown Molding

Kitchen
Lvl Main,First

Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Lighting - Overhead, Crown Molding

Family Room
Lvl First

Wood / Coal / Pellet Stove, Flooring - Stone/Ceramic Tile, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Sunken, Lighting - Overhead, Flooring - Engineered Hardwood

Primary Bedroom
Lvl Second

Bathroom - Full, Skylight, Cathedral Ceiling(s), Beamed Ceilings, Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Remodeled

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Hardwood

Listing Provided By

Listing Agent: Sherry Bourque

Listing Office: Diamond Key Real Estate

MLS® Number: 73577947