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139 Cottonwood St Fairhaven — Photo 1 of 25

139 Cottonwood St Fairhaven — Photo 1 of 25

$1,275,000

Investment Analysis — 139 Cottonwood St

Fairhaven, MA 02719

Based on HUD Small Area Fair Market Rent for New Bedford, MA HUD Metro FMR Area, a 3-bedroom in 02719 carries an estimated $1,760/mo in gross rent — about a 0.83% cap rate and $10,600/yr in estimated NOI at the $1,275,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

3.5

SqFt

2,888

Style

Single Family

Built

1988

Welcome to West Island, a quiet beachside community yet still close to all the area’s amenities without the chaos of the Cape. Take a day trip to NewBedford, Boston, Newport or Providence! A must see, this rare 10 room home is meticulously renovated and is a short walk to beaching, boating, and kayaking, the West Island Creamery, and Off the Hook restaurant for dining and entertainment. Huge master bedroom has its own balcony, first-floor handicap accessible en suite is all new, and a third spacious bedroom has been tastefully updated. The windowed sunroom is an artist’s delight, while the chef’s kitchen boasts quartz countertops and all new appliances. Enjoy a toasty fire in the cozy family room or marvel at the open concept and soaring vaulted ceilings. Large patio out back installed just last year. Off street parking for 6+ vehicles. Huge dry basement is partially finished. Need space? This is one of the largest homes on West Island and truly is one of a kind! Buyer's agent welcome.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,888 sq ft principal dwelling). Lot size: 12,325 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,275,000
Annual Taxes$5,451

Parking

Garage0
Off-Street6

Interior Specifications

Total Rooms10
Fireplaces1
FlooringTile, Hardwood, Flooring - Wood
BasementFull, Partial, Finished, Interior Entry, Bulkhead, Concrete

Climate & Utilities

HeatingElectric Baseboard, Electric, Air Source Heat Pumps (ASHP)
CoolingENERGY STAR Qualified Equipment, Ductless
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame, Stone
RoofShingle
FoundationConcrete Perimeter
ZoningRR

Property & Lot

Acres0.28
SqFt Lot12,325
Lot FeaturesGentle Sloping, Level

Amenities & Appliances

Dishwasher • Refrigerator • ENERGY STAR Qualified Dryer • ENERGY STAR Qualified Washer • Vacuum System • Rangetop - ENERGY STAR • Oven

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 3Bathroom 1
Main,First
Living RoomDining RoomKitchenFamily Room
Main,Second
Bedroom 2
Living Room
Lvl Main,First

14 x 22

Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Picture, Cable Hookup, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Open Floorplan, Paints & Finishes - Low VOC, Remodeled, Slider, Lighting - Overhead

Dining Room
Lvl Main,First

10 x 10.5

Skylight, Vaulted Ceiling(s), Flooring - Hardwood, French Doors, Open Floorplan, Paints & Finishes - Low VOC

Kitchen
Lvl Main,First

13 x 16

Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Paints & Finishes - Low VOC, Recessed Lighting, Remodeled, Stainless Steel Appliances, Storage, Peninsula, Lighting - Sconce, Lighting - Overhead

Family Room
Lvl Main,First

13 x 15

Wood / Coal / Pellet Stove, Vaulted Ceiling(s), Flooring - Hardwood, Deck - Exterior, Exterior Access, Paints & Finishes - Low VOC, Remodeled, Slider, Lighting - Sconce

Primary Bedroom
Lvl Second

14 x 15

Vaulted Ceiling(s), Closet, Flooring - Hardwood, Attic Access, Deck - Exterior, Paints & Finishes - Low VOC, Remodeled, Slider, Closet - Double

Bedroom 2
Lvl Main,Second

11.5 x 11.5

Bedroom 3
Lvl Second

11.5 x 11.5

Bathroom - Full, Skylight, Closet, Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Paints & Finishes - Low VOC, Remodeled, Wainscoting, Closet - Double

Bathroom 1
Lvl Second

5.5 x 10

Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Skylight, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Low Flow Toilet, Cabinets - Upgraded, Paints & Finishes - Low VOC, Remodeled, Lighting - Sconce, Lighting - Overhead, Half Vaulted Ceiling(s)

Listing Provided By

Listing Agent: Derek Greene

Listing Office: The Greene Realty Group

MLS® Number: 73574589