125 Upham St Lowell — Photo 1 of 29
$499,000
Investment Analysis — 125 Upham St
Lowell, MA 01851 — Highlands
Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 2-bedroom in 01851 carries an estimated $2,270/mo in gross rent — about a 3.05% cap rate and $15,240/yr in estimated NOI at the $499,000 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
1,384
Style
Single Family
Built
1940
Presenting an attractive single-family residence at 125 Upham St, Lowell, MA, constructed in 1940 and encompassing 1384 square feet of living space. This property maintains great condition, offering a sophisticated living experience within its well-preserved architecture. The kitchen is thoughtfully appointed with stone counters, an inviting island, a distinctive wainscot wall, and a complementary wood wall, all enhanced by a built-in microwave for modern convenience. The living room provides an elegant atmosphere with its classic hardwood flooring, contributing to a sense of warmth and continuity throughout the main living areas. Bedrooms within the residence feature hardwood flooring, ensuring a cohesive and refined aesthetic that extends to the private quarters. The property also includes a private yard and an outdoor living space, complete with a patio, offering opportunities for relaxation and entertainment. A single-car garage provides practical utility. We invite you to schedule a private viewing to fully appreciate the distinctive qualities of this residence.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 692 sq ft (the lesser of 900 sq ft or half the 1,384 sq ft principal dwelling). Lot size: 3,207 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Microwave • Refrigerator
Neighborhood
Public Transportation • Shopping • Park • Golf • Medical Facility • Laundromat
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First12 x 14
Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Picture, Open Floorplan
Dining Room
Lvl First12 x 12
Closet/Cabinets - Custom Built, Flooring - Hardwood, Open Floorplan
Kitchen
Lvl First11 x 19
Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Recessed Lighting
Primary Bedroom
Lvl Second12 x 20
Ceiling Fan(s), Closet, Flooring - Hardwood
Bedroom 2
Lvl Second10 x 13
Listing Agent: Rafael Reyes
Listing Office: eXp Realty LLC - Corporate Office
MLS® Number: 73577713
