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11 Fernwood Rd Southwick — Photo 1 of 27

11 Fernwood Rd Southwick — Photo 1 of 27

$329,900

Investment Analysis — 11 Fernwood Rd

Southwick, MA 01077

Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 2-bedroom in 01077 carries an estimated $1,810/mo in gross rent — about a 3.88% cap rate and $12,808/yr in estimated NOI at the $329,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

2

Baths

1

SqFt

1,283

Style

Single Family

Built

1955

Welcome to this beautifully updated ranch that offers the perfect combination of move-in-ready condition, comfortable living space, and future potential. The home features a number of upgrades including: brand-new kitchen with new appliances, quartz countertop, updated bathroom, fresh interior and exterior paint, new flooring, and extensive cosmetic improvements throughout. Welcoming open floor living room and spacious bedrooms provide plenty of room to relax and entertain. The basement adds valuable bonus space and offers exciting potential for a third bedroom, home office, gym, or fantastic hangout space for teenagers. With newer mechanicals and a brand-new septic system (installed 2024), many of the major updates have already been taken care of. Set on approximately 0.73 acres in a convenient Southwick location. This property offers room to enjoy the outdoors while being close to the Southwick Rail Trail, schools, town center, shopping, restaurants and local amenities. Beautifully refreshed and ready for its next owner, this is a home you will want to see in person!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 642 sq ft (the lesser of 900 sq ft or half the 1,283 sq ft principal dwelling). Lot size: 1 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$329,900
Annual Taxes$3,699

Parking

Garage1
Off-Street3

Interior Specifications

Total Rooms5
FireplacesNone
FlooringTile
BasementFull, Partially Finished

Climate & Utilities

HeatingBaseboard, Oil
CoolingWindow Unit(s)
WaterPublic
SewerPrivate Sewer

Building & Exterior

Construction--
RoofShingle
FoundationConcrete Perimeter
ZoningR-20A

Property & Lot

Acres--
SqFt Lot0.73
Lot FeaturesWooded, Level

Amenities & Appliances

Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Medical Facility • Bike Path

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomKitchenFamily RoomPrimary BedroomBedroom 2Bathroom 1
Unknown
Dining Room
Living Room
Lvl First

Remodeled, Flooring - Engineered Hardwood

Dining Room
Lvl null

Remodeled, Flooring - Engineered Hardwood

Kitchen
Lvl First

Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Remodeled, Flooring - Engineered Hardwood

Family Room
Lvl First

Open Floorplan, Remodeled, Flooring - Engineered Hardwood

Primary Bedroom
Lvl First

Remodeled, Flooring - Engineered Hardwood

Bedroom 2
Lvl First
Bathroom 1
Lvl First

Remodeled

Listing Provided By

Listing Agent: Iwona Lacic

Listing Office: Coldwell Banker Realty

MLS® Number: 73578631