102 Elm St Newbury — Photo 1 of 32
$829,900
Investment Analysis — 102 Elm St
Newbury, MA 01922 — Byfield
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01922 carries an estimated $3,080/mo in gross rent — about a 2.73% cap rate and $22,652/yr in estimated NOI at the $829,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
1,834
Style
Single Family
Built
1989
Beautifully updated and filled with inviting spaces, this 3 bedroom, 2.5 bath Cape offers more than 1,800 square feet of comfortable living in Byfield, MA. Hardwood floors, exposed beams, and a fireplace bring warmth and character, while the bright kitchen features white cabinetry, soapstone countertops, stainless steel appliances, and a farmhouse sink. Upstairs, both bedrooms offer private en suite baths, including a spacious primary suite with generous closets, double vanity, and oversized tiled shower. A main level third bedroom provides flexibility for guests, a home office, or first floor living. Bonus basement space, an expansive deck, screened gazebo, beautifully landscaped backyard, and attached 2 car garage complete the home. Conveniently located in Newbury with easy access to downtown Newburyport, local amenities, beaches, and commuter routes, this Byfield home combines character, thoughtful updates, and flexible indoor and outdoor living. *Showings will begin at the open house Saturday 9/19*
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,834 sq ft principal dwelling). Lot size: 40,001 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstBeamed Ceilings, Flooring - Hardwood
Dining Room
Lvl Main,FirstFlooring - Hardwood, Lighting - Pendant
Kitchen
Lvl Main,FirstFlooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Gas Stove, Lighting - Pendant
Primary Bedroom
Lvl SecondBathroom - Full, Skylight, Ceiling Fan(s), Closet, Flooring - Hardwood, Double Vanity
Bedroom 2
Lvl SecondBedroom 3
Lvl FirstCeiling Fan(s), Closet, Flooring - Hardwood
Bathroom 1
Lvl SecondBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Bathroom 2
Lvl SecondBathroom - Full, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Lighting - Overhead
Bathroom 3
Lvl FirstBathroom - Half, Countertops - Stone/Granite/Solid
Listing Agent: Alissa Phelan
Listing Office: Engel & Volkers By the Sea
MLS® Number: 73577890
